PMAY 2.0 : The Narendra Modi-led government has launched the second phase of the Pradhan Mantri Awas Yojana-Urban (PMAY 2.0), aiming to provide financial assistance to urban poor and middle-class families for housing. This initiative is set to benefit one million families over the next five years by enabling them to build, buy, or rent affordable homes across India.
Major Highlights of PMAY 2.0
- Allocation: A total budget of Rs 2.30 lakh crore has been allocated under the schem
- Phase 1 Achievements
- In the first phase, 1.18 crore houses were approved.
- Out of these, over 85.5 lakh houses have already been constructed.
- These houses have been handed over to the beneficiaries.
- Key Features of Phase 2
- The second phase focuses on affordable housing solutions.
- It includes Beneficiary-led Construction (BLC).
- Affordable Housing Partnership (AHP) is another key feature.
- Affordable Rental Housing (ARH) is also part of this phase.
- An Interest Subsidy Scheme (ISS) is introduced to support beneficiaries.
Application Process and Requirements
The central government has initiated an online application process for PMAY 2.0. Interested applicants can follow these steps:
- Visit the official PMAY-U portal.
- Select the option ‘Apply for PMAY-U 2.0’.
- Fill in details like income, address, and upload required documents such as:
- Aadhaar details
- Bank account details
- Income certificate
- Caste certificate
- Land ownership proof
- Complete Aadhaar authentication.
- Review and submit the form. Applicants can track the status of their application online after submission.
15,000 New Housing Units For Chhattisgarh
Due to the commendable performance of the Pradhan Mantri Awas Yojana (Urban) in Chhattisgarh, the central government has approved 15,000 new housing units for the state under PMAY 2.0.
The Ministry of Housing and Urban Affairs approved these housing units to further enhance urban development in the state. Chief Minister Vishnu Dev Sai expressed gratitude to Prime Minister Narendra Modi and Union Minister for Housing and Urban Affairs Manohar Lal for their support.
Positive Takeaway
The launch of PMAY 2.0 reaffirms the government’s dedication to creating inclusive urban growth and uplifting the living standards of millions. By focusing on affordability, accessibility, and sustainability, this initiative not only fulfills the dream of “Housing for All” but also strengthens India’s housing infrastructure. The approval of additional housing units in states like Chhattisgarh highlights the positive impact of such schemes in transforming lives, building stronger communities, and driving economic progress across the nation. PMAY 2.0 is more than just a housing initiative it is a step toward a brighter and more secure future for all.
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